Certificates of Deposit
Maximize your return with an insured CD.
- Terms between three months to five years
- Competitive annual percentage yields
- Interest compounded daily and credited to your account monthly
- You may choose to have your interest paid directly to you or transferred to another account
- Deposits insured by NCUA up to $250,000 per individual accounts and $250,000 per account owner for joint accounts
- MSIC insures your savings that exceed the NCUA limit, up to $600,000 for individual accounts and $1,200,000 for joint accounts
As with any Certificate of Deposit, penalties will be assessed for early withdrawal. Fees may reduce earnings.
Money Market Accounts
Whether you’re looking to manage your day-to-day finances, invest for the future, or borrow for those important things you need, we can help. We offer competitive rates and terms and quick, personal service. The only requirement is that you live or work in Bristol, Norfolk, Plymouth, or Barnstable counties.
Advantage Money Market
The HarborOne Advantage Money Market is exclusively for the Advantage Blue or Gold Checking customers. This account has a tiered rate based on your balance. You can even use your balance to help you waive monthly service charges.
Investor Money Market
With higher interest rates for higher balances, our Investor Money Market account is ideal if you tend to keep more funds on hand, and if you want both flexibility and a higher return.
To open an account, visit your local branch, apply online or call a Customer Service Representative at 1.800.244.7592.
| Compare and see which works best for you | ||
| Advantage Money Market | Investor Money Market | |
| Check access | Yes | Yes |
| Interest rate | 7 tiered by balance | 4 tiered by balance |
| ATM transactions1 | Free | Free |
| Online Banking | Free | Free |
| Monthly pre-authorized transaction limits | 6 checks/6 total | 6 checks/6 total |
| Excessive transaction fee | $10 | $10 |
| Minimum daily balance to waive monthly service fee | $1,000 | None |
| Monthly service fees | $3 | None |
- Other institutions may impose a fee for use of their ATMs. Unlimited ATM and in-branch transactions.
