Fee Schedule for Business Accounts

Effective September 1, 2015
** Fees subject to change **
Business Accounts
Business Value Checking
Minimum to Open Account $100.00
Maintenance Service Charge: None
Transaction Fee:
Up to 150 items: Free
*Each item over 150: $0.45
Business Advantage Checking
Minimum to Open Account $100.00
*Maintenance Service Charge: $20.00 (Waived if combined monthly balances are $15,000 or higher)
Transaction Fee:
Up to 250 items: Free
*Each item over 250: $0.30
Commercial Checking
Minimum to Open Account: $100.00
Maintenance Service Charge**: $15.00
*Debits (Checks and ACH)**: $0.18
*Deposits**: $0.75
*ACH Credits**: $0.18
Items Deposited (Per item)**: $0.10
Sweep Transfer Fee: $10.00
Business Advantage Savings
Minimum to Open Account $100.00
Maintenance Services Charge: $3.00 (on balances below $1,000)
Business Money Market
Minimum to Open Account: $100.00
Maintenance Services Charge: $10.00 (on balances below $2,500)
ATM/Check Card Services
Transactions at our ATMs
Free
Transactions at Non-HarborOne ATMs
$1.25 each
Replacement Visa Debit Card
$10.00
Rush Replacement Fee
$60.00
VISA Int'l Service Assessment
1% US Dollar Amount
Online Banking
Business Online Banking
Free
Business Bill Pay (monthly)
$3.50
ACH/Wire Transfers/Tax Payments (monthly)
$15.00
Other Service Changes/Fees
Account Reconciliation/Research
$20.00/hour (1 hour minimum)
Check Orders
Per Schedule
Check Photocopy
$2.00
Duplicate Statement
$3.00 each
Escheatment Fee (per account)
$100.00
Excessive Transaction Fee
$10.00
Foreign Check Collection
$35.00
*Garnishment Fee
$75.00
Money Orders
$2.00 each
Official Checks
$2.50 each
Overdraft Transfer Fee
$5.00/per transfer
Remote Deposit Capture Monthly Fee**
$75.00
*Returned Deposit/Cashed Item**
$10.00 each
Signature Guarantee
$5.00/per document
*Stop Payments
$32.50 each (Checking and Direct Debits and Treasurer's Checks)
Telephone Loan Payment Request
$14.95 (From an External Account)
Temporary Checks
$3.00/for nine checks
Overdraft Charges, Insufficient funds Charges returned (NSF) & Uncollected funds Charges
Insufficient Funds Charge-Paid (Overdraft)
$32.50 (For each debit transaction more than $5.00 that creates an overdraft on your deposit accounts up to a Maximum of 5 charges per day)
Insufficient Funds Charge-Returned (NFS)
$32.50 (For each debit transaction more than $5.00 returned unpaid due to Insufficient Funds up to a Maximum of 5 charges per day)
Uncollected Funds Charge-Paid (Overdraft)
$32.50 (For each debit transaction more than $5.00 that creates an overdraft on your deposit accounts up to a Maximum of 5 charges per day.)
Uncollected Funds Charge-Returned Item
$32.50 (For each debit transaction more than $5.00 presented against an uncollected balance on your deposit account up to a Maximum of 5 changes per day.)
Wire International/Domestic
*Domestic Incoming Wire Transfer Fee
$15.00
*Domestic Outgoing Wire Transfer Fee
$25.00
*International Incoming Wire Transfer Fee
$40.00
International Outgoing Wire Transfer Fee
$40.00

* Changes from previous schedule
** An earnings credits can be used to offset the charge


Important Account Information & Disclosures