Fee Schedule

Effective November 1, 2019 - ** Fees subject to change **

Business Value Checking	Minimum to Open Account $100.00 Monthly Maintenance Service Charge: None	Checking Account Per Item Fees: Up to 150 items: Free Each Item over 150: $0.45
Business Advantage Checking	Minimum to Open Account $100.00 Monthly Maintenance Service Charge: $20.00 (waived if combined monthly balances are $15,000 or higher)^* (Combined balances includes Checking accounts, Savings accounts, Money Market accounts and CD's.)	Checking Account Per Item Fees: Up to 250 Items: Free Each Item over 250: $0.30
Commercial Checking	Minimum to Open Account $100.00 Monthly Maintenance Service Charge: $15.00^*	Checking Account Per Item Fees: Debits (Checks and ACH)^: $0.18 Deposits^: $0.75 ACH Credits^: $0.18 Items Deposited (Per Item)^: $0.10
Business Advantage Savings	Minimum to Open Account $100.00 Monthly Maintenance Service Charge: $3.00 (on balances below $1,000)
Business Money Market	Minimum to Open Account $100.00 Monthly Maintenance Service Charge: $10.00 (on balances below $2,500)

Transactions at our ATMs	Free
Transactions at Non-HarborOne ATMs	$1.25 each

Business Online Banking	Free
Bill Payment (monthly fee)	$3.50
ACH/Wire Transfers/Tax Payments (monthly fee)*	$15.00

Check Orders	Per Schedule
Check Photocopy	$2.00
Coin Counting	5% of total amount for HarborOne customers and 7% for non-HarborOne customers
Dormant Account Fee Per Month	$2.00
Escheatment Fee	$100.00
Foreign Check Collection Fee (plus any correspondant bank fees)	$35.00
Garnishment Fee	$100.00
Insufficient Funds Charges	$35.00
Lockbox Services*	Varies
Merchant Remote Deposit	Varies
Money Orders	$4.00
Official Checks	$8.00
Overdraft Transfer Fee (Per Transfer)	$10.00 per transfer
Positive Pay Services*	Varies
Research Fee (Per hour/1 hour Minimum)	$25.00
Returned Statement Fee	$10.00
Returned Deposited Item Fee	$5.00 each
Signature Guarantee (Per Document)	$5.00
Statement Copy	$5.00
Stop Payment	$35.00
Sweep To/From Line of Credit*	Varies
Telephone Loan Payment Request from external account	$14.95
Temporary Check (9 checks)	$3.00
Uncollected Funds Charges	$35.00
VISA International Service Assessment	2% US Dollar Amount
VISA Replacement Check Card	$10.00
VISA Rush Replacement Check Card Fee	$30.00

Domestic Incoming Wire Transfer Fee	$15.00
Domestic Outgoing Wire Transfer Fee	$25.00
International Incoming Wire Transfer Fee	$40.00
International Outgoing Wire Transfer Fee	$40.00

Business Value Checking	Minimum to Open Account $100.00 Monthly Maintenance Service Charge: None	Checking Account Per Item Fees: Up to 150 items: Free Each Item over 150: $0.45
Business Advantage Checking	Minimum to Open Account $100.00 Monthly Maintenance Service Charge: $20.00 (waived if combined monthly balances are $15,000 or higher)^* (Combined balances includes Checking accounts, Savings accounts, Money Market accounts and CD's.)	Checking Account Per Item Fees: Up to 250 Items: Free Each Item over 250: $0.30
Commercial Checking	Minimum to Open Account $100.00 Monthly Maintenance Service Charge: $15.00^*	Checking Account Per Item Fees: Debits (Checks and ACH)^: $0.18 Deposits^: $0.75 ACH Credits^: $0.18 Items Deposited (Per Item)^: $0.10
Business Advantage Savings	Minimum to Open Account $100.00 Monthly Maintenance Service Charge: $3.00 (on balances below $1,000)
Business Money Market	Minimum to Open Account $100.00 Monthly Maintenance Service Charge: $10.00 (on balances below $2,500)

Transactions at our ATMs	Free
Transactions at Non-HarborOne ATMs	$1.25 each

Business Online Banking	Free
Bill Payment (monthly fee)	$3.50
ACH/Wire Transfers/Tax Payments (monthly fee)*	$15.00

Check Orders	Per Schedule
Check Photocopy	$2.00
Coin Counting	5% of total amount for HarborOne customers and 7% for non-HarborOne customers
Dormant Account Fee Per Month	$2.00
Escheatment Fee	$100.00
Foreign Check Collection Fee (plus any correspondant bank fees)	$35.00
Garnishment Fee	$100.00
Insufficient Funds Charges	$35.00
Lockbox Services*	Varies
Merchant Remote Deposit	Varies
Money Orders	$4.00
Official Checks	$8.00
Overdraft Transfer Fee (Per Transfer)	$10.00 per transfer
Positive Pay Services*	Varies
Research Fee (Per hour/1 hour Minimum)	$25.00
Returned Statement Fee	$10.00
Returned Deposited Item Fee	$5.00 each
Signature Guarantee (Per Document)	$5.00
Statement Copy	$5.00
Stop Payment	$35.00
Sweep To/From Line of Credit*	Varies
Telephone Loan Payment Request from external account	$14.95
Temporary Check (9 checks)	$3.00
Uncollected Funds Charges	$35.00
VISA International Service Assessment	2% US Dollar Amount
VISA Replacement Check Card	$10.00
VISA Rush Replacement Check Card Fee	$30.00

Domestic Incoming Wire Transfer Fee	$15.00
Domestic Outgoing Wire Transfer Fee	$25.00
International Incoming Wire Transfer Fee	$40.00
International Outgoing Wire Transfer Fee	$40.00

* An Earnings Credit can be used to offset the charge

Business Accounts