Our Commercial Lending team has the following Lending solutions:


Commercial Lines of Credit

A commercial line of credit can provide liquidity for your business.   This short term funding solution can help manage the peaks and valleys of cash flow.  The access to cash when you need it.   The Line can be used to support growth, bridge working capital needs and help augment day to day or month to month cash needs.   


Customize your line of credit solution

When it comes to choosing a line of credit, you want options. We offer flexible structures, competitive rates, low fees and industry expertise.



Commercial Real Estate Loans


If you need funds to expand or purchase office space, retail space or a manufacturing facility; or perhaps,  you are a real estate developer or investor with an exciting project, HarborOne has commercial real estate solutions suited for your opportunity. 


We understand the complexities in purchasing property for business expansion or investment.  Our experienced team can offer:


  • Owner Occupied and Investment Real Estate 
  • Acquisition 
  • Refinancing
  • Construction Financing for Commercial and 6 Unit or Greater Multi-Family Residential Development 


Commercial Term Notes


Commercial Term Loans are ideal for a variety of business needs.  Some of these solutions might help with equipment acquisition or replacement, support expansion or relocation and at times for mergers and acquisitions.   Term Loans offer a wide variety of funding options with flexible terms at competitive rates and a repayment schedule structured to meet your cash flow.


  • Revolver to Term
  • Equipment Financing
  • Leasehold improvements
  • Business Acquisitions/ Expansion


Cash Management


Cash Management services assist with maximizing and safeguarding a company’s cash flow.  Cash management accelerates the collections process and efficiently manages disbursements to maximize funds critical for your daily business operations. 

Products include:


  • ACH Origination – send payments electronically and securely. 
  • Remote Deposit Capture – save time by depositing checks without ever leaving your office,  
  • Business Online Banking – manage your cash flow and initiate transactions from any compute connected to the internet 



Commercial Deposit Solutions


We offer a variety of checking, savings and investment account choices, along with a host of related services that will streamline the path to your financial goals. 


  • Commercial Checking (link to page)
  • Commercial Savings (link to page)
  • Money Market (link to page)
  • Cash Management Services (link to page)
  • Remote Deposit (link to page)
  • On-Line Product Suite (link to page)
  • Wire Module (International Capabilities)