We treat every customer the same way.
Like an individual.

No two people have the same exact banking habits. That’s why we take the time to really get to know you, your finances and your banking routine. We listen so that we can help you develop a personalized banking strategy and choose products, services and accounts that not only make your life easier, but also put you in better control of your finances.

Compare Checking Accounts

 

Advantage Gold Checking
Checkit Checking
Free Plus Checking
i-Checking
Works Checking7

Good for you if you value

Relationship account that features the opportunity to earn premier rates on CD’s and Money Market Accounts.

This account is for 15-21 year olds and enables the customer to write checks, use a debit card, and encourages savings.

No minimum balance or monthly fee.

Interest bearing account and convenience of
e-checking.

You are employed at a participating Bank at Work company.

Minimum balance to open account

$10.00

N/A

$10.00

$10.00

N/A

Interest Bearing 

Yes
View Rates

No

No

Yes
View Rates

No

Non-HarborOne ATM transactions/inquiry3

Free

$1.25

$1.25

Free6

$1.25

Minimum average daily balance to waive Maintenance Service Charge

$15,000 Combined Balance

N/A

N/A

$500.00

N/A

Maintenance Service Charge5

$20.00

Free

Free

$5.00

Free

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  1. An 18/65 checking account with special benefits is available for individuals age 18 and under or 65 and older.
  2. Standard style checks only.
  3. Other institutions may also impose their own surcharge for use of their ATMs. To avoid this, look for a non-surcharge ATM with a SUM or MoneyPass.
  4. Waived if account receives direct deposit during statement period.
  5. Fees may reduce the earnings on the account.
  6. I-Checking Eligibility Requirements
      You must meet the following requirements each Calendar Month to maintain this account
  • Received your account statement electronically AND
  • At least one direct deposit must post to your account OR
  • At least ten (10) debit card point of sale transactions must post and clear to your account.
Available for Personal accounts only if you meet the requirement for each calendar month we will waive the Foreign ATM Fee for that statement cycle. HarborOne reserves the right to transfer this account to a non interest checking account if the eligibility requirements are not met for three consecutive months.

      7. To be eligible you must be employed with a HarborOne Bank at Work sponsor company.
      8. Checkit Eligibility Requirements

      You must meet the eligibility requirements in order to open and maintain this account
  • You must be 15-21 years old, and, if less than 18 years old at the time of account opening, you must have your Parent or Guardian as a joint Owner on your account.
  • You must have a Parent, or Guardian, who agrees to “link” their HarborOne checking account to your Student “checkit”   Checking account in order to conduct transfers and/ or alerts.
  • You must provide a current and valid Student ID card.
  • At the 22nd birthday of the Student your account converts to a FreePlus Checking.
      9. Fee waived for the first 8 ATM withdrawals in each statement cycle.


In order to open a HarborOne Bank, deposit account, you must have a valid mailing address (excludes PO Boxes)  in New England ( including Massachusetts, New Hampshire, Maine, Rhode Island, Connecticut, and Vermont).  If a customer already has a relationship with HarborOne Bank, we will open an account no matter the address (excludes PO Boxes).


Important Account Information & Disclosures

Fee Schedule

Compare Savings Accounts

 

Checkit Savings
Club Accounts 
i-Savings3
Statement or Passbook Savings

Good for you if you value

Enables 15-21 year olds to establish a savings account to work in conjunction with the Checkit checking account.

An account designed to set aside funds for a vacation or holiday spending.

A competitive interest rate for balances $25,000 and higher with access to account through online banking.

A low fee savings account and are looking to start saving.

Minimum balance to open account

$5.00

$1.00

$1,000.00

$5.00

Interest Bearing 

Yes
View Rates

Yes
View Rates

Yes
View Rates

Yes
View Rates

Minimum balance to earn APY

$25.00

$1.00

$25,000

$25.00

Minimum average daily balance to waive Maintenance Service Charge

Free

Free

$200 or combined average daily balance of $2,000

$200 or combined average daily balance of $2,000

Monthly Maintenance Service Charge

Free

Free

$2.00

$2.00

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  1. A free 18/65 savings account with special benefits is available for individuals age 18 and under or 65 and older.
  2. Other institutions may impose a fee for use of their ATMs.
  3. Personal accounts only. Must accept eStatements.
  4. To be eligible, you must meet the eligibility requirements for the HarborOne Student “checkit” checking account and satisfactorily maintain that account. If the eligibility requirements for your Student “Checkit” Checking Account are not met, your Student “Checkit “Savings account may be converted to a HarborOne Statement Savings Account.

Transaction limitations: During any calendar month, transfers from any savings  account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check or similar order to third parties are limited to six per month (transactions that post and clear). If you exceed the transfer limitations, your account will be subject to being converted to a non-interest bearing checking account or account closure.

In order to open a HarborOne Bank, deposit account, you must have a valid mailing address (excludes PO Boxes)  in New England ( including Massachusetts, New Hampshire, Maine, Rhode Island, Connecticut, and Vermont).  If a customer already has a relationship with HarborOne Bank, we will open an account no matter the address (excludes PO Boxes).

Important Account Information & Disclosures

Fee Schedule

It's easy to bank with HarborOne. To open an account, simply:

Call

Call our Customer Service Center and speak with a Representative.
 

1.800.244.7592

Apply in Person

Click below to find a branch near you.
 

Find a Branch

Apply Online

Opening an account online is simple, secure, and only takes a few minutes.

Apply Online
 
 

Money Markets

Money Market accounts

Whether you’re looking to manage your day-to-day finances, invest for the future, or borrow for those important things you need, we can help. We offer competitive rates and quick, personal service.

CDs

Maximize your return with an insured CD.
  • Terms between three months and five years
  • Competitive annual percentage yields
  • Interest compounded daily and credited to your account monthly
  • You may choose to have your interest paid directly to you or transferred to another account