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Checking Accounts

All HarborOne deposit accounts offer the following benefits:

  • Free Online Banking & Bill Pay
  • Free Visa® Debit Card
  • 24-hour Telephone banking
  • Free E-statements
  • Free Mobile Banking

Advantage Gold Checking

Our premier checking account, Advantage Gold offers the most comprehensive benefits based on your total deposits at HarborOne including access to the Advantage Gold Money Market accounts.


Checkit Checking

Checkit is the fastest, easiest way to give your teen financial independence while instilling good money management skills. Just link your checking account to this account for your 15-21 year old student, and transfer funds into the student’s account, receive alerts, and monitor their spending. Give them the ability to manage transactions, either online or with a mobile device, and design a personalized debit card as their own customized way to pay. Available for Students ages 15-21.


FreePlus Checking

A Free Checking account that’s actually free. With no requirements for minimum balance, direct deposit, or eStatements. When you sign up for FreePlus Checking you may also choose to receive 60 days free of Benefits Plus®, the nation’s premier membership program that offers real savings on products and services you use every day. (Benefits Plus is $3.95 per month after the 60 day free trial.)


I-Checking

HarborOne I-Checking is the account for the customers that like to manage their account with the use of electronic banking tools. This account pays a higher rate for those customers that actively use the HarborOne Debit Card, enjoy using the Online Banking and Bill Pay service and are enrolled in the HarborOne eDocument Delivery Service.


“The Works” Checking

This account offers special benefits, but is available only to employees of companies that participate in the HarborOne Bank at Work program.


Checking Accounts

 

Advantage Gold Checking
Checkit Checking
Free Plus Checking
I-Checking
Works Checking7

Good for you if you value

Relationship account that features the opportunity to earn premier rates on CD’s and Money Market Accounts.

This account is for 15-21 year olds and enables the customer to write checks, use a debit card, and encourages savings.

No minimum balance or monthly fee.

Interest bearing account and convenience of e-checking.

You are employed at a participating Bank at Work company.

Minimum balance to open account

$10.00

$10.00

$10.00

$10.00

N/A

Interest Bearing 

Yes
View Rates

No

No

Yes
View Rates

No

Non-HarborOne ATM transactions/inquiry3

Free

$1.25

$1.25

Free

$1.25

Minimum average daily balance to waive Maintenance Service Charge

$15,000 Combined Balance

N/A

N/A

$500.00

N/A

Maintenance Service Charge5

$20.00

Free

Free

$5.00

Free

 

1. An 18/65 checking account with special benefits is available for individuals age 18 and under or 65 and older
2. Standard style checks only
3. Other institutions may also impose their own surcharge for use of their ATMs.To avoid this, look for a non-surcharge ATMwith a SUM or MoneyPass
4. Waived if account receives direct deposit during statement period
5. Fees may reduce the earnings on the account
6. I-Checking Eligibility Requirements
You must meet the following requirements each Calendar Month to maintain this account
  • Received your account statement electronically AND
  • At least one direct deposit must post to your account OR
  • At least ten (10) debit card point of sale transactions must post and clear to your account
Available for Personal accounts only if you meet the requirement for each calendar month we will waive the Foreign ATM Fee for that statement cycle. HarborOne reserves the right to transfer this account to a non interest checking account if the eligibility requirements are not met for three consecutive months.

7. To be eligible you must be employed with a HarborOne Bank at Work sponsor company
8. Checkit Eligibility Requirements
You must meet the eligibility requirements in order to open and maintain this account
  • You must be 15-21 years old, and, if less than 18 years old at the time of account opening, you must have your Parent or Guardian as a joint Owner on your account
  • You must have a Parent, or Guardian, who agrees to “link” their HarborOne checking account to your Student “checkit”   Checking account in order to conduct transfers and/ or alerts
  • You must provide a current and valid Student ID card
  • At the 22nd birthday of the Student your account converts to a FreePlus Checking
9. Fee waived for the first 8 ATM withdrawals in each statement cycle


In order to open a HarborOne Bank, deposit account, you must have a valid mailing address (excludes PO Boxes)  in New England ( including Massachusetts, New Hampshire, Maine, Rhode Island, Connecticut, and Vermont).  If a customer already has a relationship with HarborOne Bank, we will open an account no matter the address (excludes PO Boxes).

Important Account Information & Disclosures

Fee Schedule