Reporting Identity Theft
If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of all correspondence.
- Place a fraud alert on your credit reports at each of the 3 credit bureaus and review your credit reports for accuracy.
- Close the accounts that you know, or believe, have been tampered with or opened fraudulently.
- File a complaint with the Federal Trade Commission.
- File a report with your local police or the police in the community where the identity theft took place.
Here are some important contacts to know:
HarborOne Bank
800-244-7592
Attorney General Consumer Hotline
Visit https://www.mass.gov/how-to/file-a-consumer-complaint or call 617-727-8400
Social Security Administration
Visit https://www.ssa.gov/agency/contact/ or call 1-800-772-1213
Federal Trade Commission Hotline
Visit https://www.ftc.gov or call 877-IDTheft
Office of Consumer Affairs Hotline
Visit https://www.mass.gov/orgs/office-of-consumer-affairs-and-business-regulation or call 617-727-7780 or 888-283-3757
Annual Credit Report
Free weekly online credit reports are available from Equifax, Experian and TransUnion. Credit reports play an important role in your financial life, so regularly check your credit history by visiting https://www.annualcreditreport.com/
The Credit Reporting Bureaus/Fraud Departments:
Equifax
P.O. Box 15069
Atlanta, GA 30348
888.766.0008
Experian
P.O. Box 9532
Allen, TX 75013
888.397.3742
Transunion
P.O. Box 679
Fullerton, CA 92634
800.680.7289
