Teach your children financial lessons for a lifetime
Checkit Checking1
- Checkit Checking account with no monthly maintenance fee
- Debit Card with contactless payment
- No fee non-HarborOne ATM transactions (8 per statement period)
Open your Checkit Checking account:
Savings
- $100 Bonus2 when you open a Savings Builder CD
- Add a companion savings account to teach disciplined, long-term savings habits
- Set up automatic transfers and watch your savings grow
Convenience
- Easy to use mobile app to track account activity
- Real-time debit card lock / unlock
- Mobile wallet with Apple Pay and Google Pay
- Paperless e-Statements
Financial Education
- Access to a library of content to learn the basics of managing money and your financial life
- One2One financial advice and counseling with our Banking Center team
Offer available only to residents of MA, NH, and RI. Offer subject to change at any time. Fees may reduce earnings.
1Checkit Eligibility Requirements: You must meet the eligibility requirements in order to open and maintain this account. The student must be 13-21 years old, and, if less than 18 years old at the time of account opening, the student must have a Parent or Guardian as a joint Owner on the account. The student must have a Parent, or Guardian, who agrees to “link” their HarborOne checking account to the Student “Checkit” Checking account in order to conduct transfers and/or alerts. At the 22nd birthday of the Student the account converts to a FreePlus Checking.
2To Receive the $100 deposit to Savings Builder CD: 1) Open a new HarborOne Checkit Checking Account with minimum deposit requirements, and 2) Open a Savings Builder CD (SBCD) and HarborOne will deposit a $100 bonus to the SBCD within 10 days of account opening. Accounts must be opened at the same time with the minimum deposit requirements of $10.
Savings Builder CD: An Annual Percentage Yield (APY) of 3.25% for the 24-month CD assumes interest is left to compound to maturity. APY is accurate and effective as of 6/1/23. Minimum balance to earn APY is $0.01. There may be a substantial penalty for early withdrawal, some exceptions apply. At maturity if a comparable term is not offered, the CD will be converted to a term of 12-months, at the interest rate and APY in effect for CDs on renewal date not subject to a special rate. Limited time offer, subject to change without notice.
Bonus offers do not apply to those customers who have been paid a promotional premium in the past. Bonuses are considered interest and will be reported on IRS Form 1099-INT. Offer is subject to change or cancellation without notice.