Teach your children financial lessons for a lifetime

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Checkit Checking1

  • Checkit Checking account with no monthly maintenance fee
  • Debit Card with contactless payment
  • No fee non-HarborOne ATM transactions (8 per statement period)

Open your Checkit Checking account:

Online At a banking center By appointment

Savings

  • $100 Bonus2 when you open a Savings Builder CD
  • Add a companion savings account to teach disciplined, long-term savings habits
  • Set up automatic transfers and watch your savings grow

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Convenience

  • Easy to use mobile app to track account activity
  • Real-time debit card lock / unlock
  • Mobile wallet with Apple Pay and Google Pay
  • Paperless e-Statements

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Offer available only to residents of MA, NH, and RI. Offer subject to change at any time. Fees may reduce earnings.

1Checkit Eligibility Requirements: You must meet the eligibility requirements in order to open and maintain this account. The student must be 13-21 years old, and, if less than 18 years old at the time of account opening, the student must have a Parent or Guardian as a joint Owner on the account. The student must have a Parent, or Guardian, who agrees to “link” their HarborOne checking account to the Student “Checkit” Checking account in order to conduct transfers and/or alerts. At the 22nd birthday of the Student the account converts to a FreePlus Checking.

2To Receive the $100 deposit to Savings Builder CD: 1) Open a new HarborOne Checkit Checking Account with minimum deposit requirements, and 2) Open a Savings Builder CD (SBCD) and HarborOne will deposit a $100 bonus to the SBCD within 10 days of account opening. Accounts must be opened at the same time with the minimum deposit requirements of $10.

Savings Builder CD: An Annual Percentage Yield (APY) of 3.50% for the 24-month CD assumes interest is left to compound to maturity. APY is accurate and effective as of May 1, 2025. Minimum balance to earn APY is $0.01. There may be a substantial penalty for early withdrawal, some exceptions apply. At maturity if a comparable term is not offered, the CD will be converted to a term of 12-months, at the interest rate and APY in effect for CDs on renewal date not subject to a special rate. Limited time offer, subject to change without notice.

Bonus offers do not apply to those customers who have been paid a promotional premium in the past. Bonuses are considered interest and will be reported on IRS Form 1099-INT. Offer is subject to change or cancellation without notice.