Heat up your savings this summer

Catch these sunny savings before they set

Explore CD Offers  Discover Platinum Money Market

Soak up our coolest summer offers

This summer, HarborOne Bank is here to help your money grow with limited time offers that maximize your savings. From high-yield CDs to rewarding money market accounts, these deals are designed to make your financial goals a reality. Catch this summer savings wave before it's gone! 

Special CD Rates

Lock in your rate and choose your term. With four options to choose from, you can find the perfect fit for your savings goals. View all rates

Minimum $1,000 Deposit

7 Month CD 

4.10% APY*

Open an account

11 Month CD

4.00% APY*

Open an account

15 Month CD

3.85% APY*

Open an account

18 Month CD

3.70% APY*

Open an account

Platinum Money Market Rate 

Earn more with the flexibility you need. Enjoy one of our most rewarding rates while keeping access to your savings whenever you need it.

Platinum Money Market

3.77% APY**

On balances $250,000.00 - $499,999.99.

View Rates Open Online

Don't let these summer deals drift away! 

Whether you're saving for a getaway, home project, or next year's big plans, we'll help you make it happen. 

Online

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Explore your CD options and open online today!

Open a CD 

In person

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Open in person at one of our convenient locations across MA or RI. 

Find a banking center

By appointment

Meeting over Zoom

Bank by appointment in person, over Zoom, or by phone. Get started today.

Book an appointment

Phone

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Open your account over the phone by calling our customer service team.

Call us today

For all offers listed here: All rates and Annual Percentage Yields (APYs) are subject to change without notice. Limited Time Offers. All variable rate accounts may change after your account is opened. Fees may reduce earnings. Personal Accounts only. Offers available only to residents of MA, NH, and RI. Offers subject to change at any time. 

*For Certificate of Deposits (CDs): APY is accurate and effective as of May 1, 2025. There may be a substantial penalty for early withdrawals from Certificates of Deposit. Federal and State penalties may also apply for early withdrawal on IRAs. The APY assumes that interest is left to compound to maturity. At maturity if a comparable term is not offered, the CD will be converted to a term of 12-months, at the interest rate and APY in effect for CDs on renewal date not subject to a special rate.

*Platinum Money Market (PMM) APYs are accurate and effective as of May 1, 2025. Minimum opening deposit is $5,000. Minimum daily balance of $0.01 to $4,999.99 will earn 0.02% APY. Daily balance of $5,000.00 up to $24,999.99 will earn 0.10% APY. Daily balance of $25,000.00 up to $49,999.99 will earn 1.67% APY. Daily balance of $50,000.00 to $249,999.99 will earn 3.42% APY. Daily balance of $250,000.00 to $499,999.99 will earn 3.77% APY. Daily balance of $500,000.00 to $999,999.99 will earn 3.42% APY. Daily balance of $1,000,000.00 to $2,999,999.99 will earn 3.42% APY. Daily balance of $3,000,000.00 and over will earn 0.00% APY on entire balance.