Experience the HarborOne difference.

At HarborOne Bank we spend the time to get a thorough understanding of your business…it’s the only way to ensure we’re providing the best solutions to help you grow. Open a new Business Checking Account today and discover how business banking should be. Eligible new customers switching to HarborOne through June 30, 2025 will:

Earn $1,000 bonus*

Plus Complimentary Cash Management Services*** through 2025
when you open a new Business checking account with an average daily blanace of $15,000**

Complimentary cash management services*** through December 31, 2025, including:

Positive Pay: Add an extra layer of fraud prevention and protection to your accounts. 
Learn more about Positive Pay. 

Remote deposit capture: Save time and money by securely depositing checks on-site from one or many locations using your smartphone or a dedicated scanner. 

ZEscrow: Monitor and manage your escrow and subaccounts online through your business banking portal. 
Learn more about ZEscrow. 

Wire/ACH: Move funds electronically so you can manage your cash flow more effectively. 

Lock box: Process payments faster by using a dedicated PO Box to receive your payments and payment information. All items will be processed the same day. 

Bill Pay: HarborOne’s Online Banking and Mobile App makes it simple to keep up with your bill payments.

For a limited time, eligible new customers will also benefit from discounted rates on:

Clover Merchant Services: Until June 30, 2025, get a $500 rebate on Clover and a 60-day free trial on a Clover Essentials SaaS plan. 
Learn more about Clover. 

Paychex: Paychex is a full-service solution for outsourcing payroll, HR and employee benefit administration. New business banking account customers who sign up before May 31, 2025 will get $200 off the Paychex set-up fee and 10% off Payroll Services. Sign up during the month of June to get one month of Payroll Services for free. 
Learn more about Paychex.

Ready to get started?

Visit or call a banking center Schedule an appointment

Register for the Business Bonus here after opening your new Business Checking account.

Limited Time Offer. Business Checking Accounts only. Offer available only to businesses of MA, NH, and RI. Offers subject to change at any time.

* $1,000 Bonus offer is available 5/19/24 – 6/30/25:

$1,000 Criteria for New Business Customers: New business customer to the Bank; Considered new if the customer has not had a business checking account in the previous 12 months; If multiple accounts are opened with the same signer, only one account will be eligible for the incentive. Business checking account must maintain a $15,000 average daily balance through 12/31/25. Complimentary Cash Management services through 12/31/25.

** To receive the additional $1,000 Business Checking bonus:

  1. Business owner/signer on the new Business Checking account must register for the bonus within 30 days of account opening at harborone.com/businessbonus;
  2. Open and fund new Business Checking Account,
  3. New money to HarborOne must be used to open the account in accordance with the minimum opening balance requirement,
  4. Must maintain at least a $15,000 average daily balance in your new Business Checking account, starting 30 days after account opening through 12/31/25. You will have the first 30 days to bring the balance to $15,000.

*** Complimentary Cash Management Services
Pay no monthly service fees for the following Cash Management services through 12/31/25 provided the new Business Checking account maintains an average daily balance of $15,000: Positive Pay, Remote Deposit Capture, ZEscrow, Wire/ACH, Lock Box, and Bill Pay. Unless canceled, fees will be charged for cash management services beginning 1/1/26.

Bonus Conditions:
Account must remain open, active, in good standing, in the same product type and maintain the average daily balance requirement of $15,000 through 12/31/25. Once the offer criteria are met, the bonus will be credited into the new business checking account in Q1 2026.

Complimentary cash management services through 12/31/25 provided the new business checking account maintains the $15,000 average daily balance requirement through 12/31/25. If the average daily balance falls below $15,000 at any time during the promotional period, cash management fees will no longer be waived, and account will be charged regular monthly cash management fees.

Bonuses are considered interest and will be reported on IRS Form 1099-INT. Please consult your tax adviser. Offer is subject to change or cancellation without notice. HarborOne Bank employees are not eligible.

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