It doesn’t take a big bank to make a big difference for your business.

HarborOne’s Commercial Lending division is focused on helping small- to medium-sized companies with sales up to $50 million and borrowing needs up to $10 million for businesses and up to $20 million for real estate investors in Massachusetts and Rhode Island. Our team of lenders is one of the most experienced in the area. This experience, combined with HarborOne’s commitment to customer service and competitive turnaround, offers businesses an excellent option to the bigger banks. Our lenders are headquartered at our Corporate Office in Brockton and our Commercial Loan Office in Providence, RI.

HarborOne Commercial Lending Experts

  Commercial Lines of Credit

  • A commercial line of credit can provide liquidity for your business
  • This short term funding solution can help manage the peaks and valleys of cash flow
  • The access to cash when you need it
  • The Line can be used to support growth, bridge working capital needs and help augment day to day or month to month cash needs


Commercial Real Estate Loan

  • Owner Occupied and Investment Real Estate
  • Acquisition
  • Refinancing
  • Construction Financing for Commercial and 6 Unit or Greater Multi-Family Residential Development


Commercial Term Notes

  • Revolver to Term
  • Equipment Financing
  • Leasehold improvements
  • Business Acquisitions/ Expansion


Cash Management

  • Assist with maximizing and safeguarding a company’s cash flow
  • Cash management accelerates the collections process and efficiently manages disbursements to maximize funds critical for your daily business operations
  • ACH Origination – send payments electronically and securely
  • Remote Deposit Capture – save time by depositing checks without ever leaving your office


Commercial Deposit Solutions

  • Commercial Checking
  • Money Market
  • and more


A Strong Relationship is the Foundation for Every Building Loan.

Whether you’re looking to purchase office space, retail space, a manufacturing facility, or focused on real estate development, our experienced team understands the complexities of commercial real estate and can help you find the right solution. Specifically, we can help you with everything from Owner Occupied and Investment Real Estate, Acquisition and Refinancing to Construction Financing for Commercial and 6 Unit or Greater Multi-Family Residential Development.

Keep Your Business Sailing Smoothly with a Business Line of Credit.

Our commercial lines of credit provide liquidity for your business and give you access to cash when you need it. Credit can also be used to support growth and bridge working capital needs. And because our industry experts understand every business is different, we offer a variety of credit options with flexible structures, competitive rates and low fees.