One Great Story. One Great Bank.

HarborOne Bank is the largest state-chartered cooperative bank in New England with $2.5 billion in assets.

For over a century, HarborOne's mission has not wavered…total commitment to our customers, our communities, and our colleagues.  Today, we serve 11 communities throughout southeastern Massachusetts with the very best in personal and small business banking products and services delivered through 14 full-service branches, and a full suite of online, mobile banking, and cash management services.   We provide mortgage lending throughout New England and the parent company of Merrimack Mortgage, LLC. Our consumer lending business extends throughout eastern Massachusetts and northern Rhode Island, as does our Commercial Lending business. Our Commercial Lending team is comprised of seasoned veterans who specialize in meeting the needs of today’s business leaders who need “big bank” services with the local bank feel. Loans, lines of credit, cash management services, and commercial real estate are our areas of expertise. Our lenders are headquartered at our Corporate Office in Brockton and our Commercial Loan Office in Providence, RI.

Committed to the growth and success of our communities, HarborOne U provides a range of educational services to help individuals and businesses aspire and achieve more through both our Brockton and Mansfield campuses.  Our “Caring Crew” of employee volunteers have donated almost 17,000 hours of service over the last five years to those who need our help, and we support parents and teens with simple solutions to learn and practice sound money management with our CheckIt account.  We also operate a limited-service high school branch at Brockton High School to provide valuable training programs for BHS students.

HarborOne was established in 1917 as Brockton Credit Union, changing our name to HarborOne Credit Union in 2004.  In July 2013 HarborOne converted to a bank to provide more opportunities for growth and better meet the needs of those who wanted to do business with us. Our retail offices are located in Brockton, Abington, Attleboro, Mansfield, Middleboro, Randolph, Easton, Canton, Plymouth, Raynham and Bridgewater.  We are chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks. Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) and also by the Share Insurance Fund (SIF).


Spring 2017

Dear Friends:

Happy Spring!  The best part of this time of year is knowing summer will be here soon.  Our 100th birthday celebration is in full swing, and I’m pleased to report that we’ve been celebrating in true HarborOne fashion, by giving back to those who are making a real difference in our communities.  Our HarborOne Hundreds program provided over $14,000 to 45 individuals and organizations that are the unsung heroes who make a difference in the lives of others.  The HarborOne Foundation completed its inaugural grants, providing $100,000 in grants to the Brockton Boys & Girls Club, Father Bill’s / Mainspring, The Old Colony YMCA, and NeighborWorks.  And one hundred lucky customers received $100 each to enjoy how they see fit.  I encourage you to follow us on Facebook, Instagram, and Twitter to stay up to speed on our community activities and promotions that we run throughout the year, and also make sure your email address is up to date.  Email is the fastest way for us to communicate with you on important information about your account and all that’s going on.

If you haven’t heard yet, we’ve launched Buzz Points, our new debit card rewards program.  Buzz Points allows HarborOne debit cardholders to earn points everywhere they shop, and earn double points when they shop local.  Encouraging our customers to shop local at the small businesses that make up the fabric of our communities is just one more way that HarborOne supports the growth and health of the places we work and live.

Recently we announced the promotion of Joe Casey to President of HarborOne Bank.  Joe has been with HarborOne since 2004, most recently serving as our Chief Financial Officer and Chief Operating Officer.  He has played a central role in HarborOne’s strategic growth initiatives, including the conversion of HarborOne from a credit union to a bank, the acquisition of Merrimack Mortgage LLC, and the bank’s initial public offering in 2016.  This move provides us greater depth within executive management, and allows Joe to focus his considerable financial expertise on the day-to-day management of the bank.  Joe will retain his title as COO.  We’re pleased to welcome Linda Simmons as SVP & Chief Financial Officer.  Linda brings significant experience as a CFO, most recently holding that position at the Cooperative Bank of Cape Cod. 

Finally, we just completed our Second Annual Small Business Pitch Contest at HarborOne U as part of our expanded strategy to support emerging small businesses.  Eight local entrepreneurs competed for $7,000 in prize money to fund their businesses.  Whether they want to bring their dreams to life, or change the world, we’re proud to provide financial support for these emerging business leaders.

As always,thank you for banking with us.


James W. Blake
Chief Executive Officer

Deposit Insurance

Money Market accounts

All deposits at HarborOne Bank above the FDIC limits are insured in full by the Share Insurance Fund (SIF). Effective July 1, 2013, all noninterest-bearing transaction account deposits that exceed FDIC insurance limits will be insured in full by the SIF (Share Insurance Fund).


By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing accounts, visit this site.

Recognized By the Boston Globe as One of the Top Places to Work — Eight Years in a Row.

If you’re looking for a company where you can play a key role in its success, talk to us today about any of the available positions listed below. HarborOne is an equal opportunity employer and a drug-free workplace.