Business Services

At HarborOne, we want to get to know our business customers and take the time to understand the needs of your business. We can offer you the necessary flexibility with our products and services. We provide a full array of business checking, savings and loan products, including Lines of Credit, Term Loans, and Overdraft Protection.

As of May 11, 2018, FinCEN’s new Beneficial Ownership Rule requires financial institutions to identify and verify the identity of the beneficial owners of all legal entity customers. For more information, read our Q&A. You can also download the new form here that will be required when opening a new business account or applying for a business loan.

Verified by Visa

As a HarborOne business we are concerned about your security. Protect yourself as a merchant when accepting purchases over the internet. Working in cooperation with Visa, HarborOne wants you to feel secure in your business processing over the worldwide web.

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Merchant Services

Accept credit and debit cards securely and conveniently, with lower processing costs and improved efficiency.

  • Payment processing services
  • EMV Chip Technology
  • Dedicated account representatives
  • Next day funding available
  • Point-of-sale equipment, mobile devices and gateway solutions
  • Free Online Reporting
  • 24 Hour Customer Service
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Cash Management

Cash Management services assist with maximizing and safeguarding a company’s cash flow. Cash management accelerates the collections process and efficiently manages disbursements to maximize funds critical for your daily business operations.

  • Business Mobile Remote Deposit - Use your smart phone to deposit checks to your business accounts. Deposit limits can be customized for each client.
  • ACH Origination Debit/Credit (electronic transfer) - Allows you to move funds electronically. Pay your vendors the next day. Pull funds from your clients to time your receivables.
  • Positive Pay - Mitigate fraud on the checks you write. You provide your issued check information and the Bank compares that list to the check that post to your account. If your checks match, they post to your account. If they don’t match, we present you with an exception that you need to decision with pay/return.
  • ACH Block/Filter - Block all ACH transactions from hitting your account. Block debit only, block credit only. Filter the ACH transactions posting to your account. Filter on ACH Company ID, SEC code, dollar amount, etc.
  • Account Recon - Review account information to reconcile accounts on a daily basis. Paid Item reports, Outstanding Item reports allow you to reconcile daily rather than waiting until your month end statement arrives.
  • Lock Box - Process payments faster, use a dedicated PO Box to receive your payments and payment information. All items picked up from the PO Box will be processed on the same day. Deposits are made to the Bank and the remittance information is send directly to you so you can update your AR information.
  • Escrow Services - Full tenant/landlord account processing.
  • Zero Balance Accounts (ZBA) - Avoid manual transfer of funds from account to account. Dedicate a primary account and attach as many secondary accounts to the primary as needed. Transfers are done as each account needs funds.
  • Loan Sweep - Attach your Line of Credit (LOC) to your Operating account. Funds are advanced from the LOC if your Operating account needs funds. Automatically pay down your line when your Operating account has excess funds.
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Telephone Banking

By using HarborOne Bank Telephone Banking, your business will have quick access to account information. You can make Telephone Transfers, receive Online Banking support or quickly connect with a Customer Service representative to answer your questions. By calling 1-800-244-7592, our quick, easy menu options will allow you to speak with an experienced representative or use the 24-hour Automated Telephone service.

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Quicken/Quickbooks

As HarborOne Bank completes its online banking upgrade, it is critical that customers using either Quicken® or Quickbooks® modify your settings to ensure the smooth transition of your data. For detailed instructions on working with the appropriate software, please select from the chart below the link to your product. To complete these instructions, you will need your login credentials for the HarborOne Online Banking service.

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Bank at Work

Bringing banking to the Workplace!

HarborOne wants to help our business customers give your employees the convenience of banking right where they work. This program is offered to the employees at no cost to the company. To receive the many benefits of Bank at Work the employees must have direct deposit (net pay) or a payroll deduction (portion of net pay) to an active account at HarborOne Bank.

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Security for Your Accounts

We offer the latest and most effective security measures to keep your accounts safe.

  • Real-Time Alerts – Provides superb security by eliminating lag time between transactions and alerts
  • Online access security – Lock access to your online account by an IP address or based on time of day, adjust your limits or restrict access to external banking features
  • Trusteer Rapport — Works with your existing firewall and antivirus solutions to create a secure tunnel between your keyboard and our iBanking platform
  • Secure Tokens - We offer secure tokens as added enhanced security to access areas within iBanking
  • Positive Pay - Allows you to verify a file of issued checks on your account before they are processed
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Debit Business Card

Use the HarborOne Visa® Check Card to make purchases at over 14 million Visa locations worldwide. For your convenience each transaction is automatically deducted from your HarborOne checking account. Plus, you can use your Visa Debit Card to get cash at thousands of ATMs worldwide.

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Business Credit Card

At HarborOne, we’ve partnered with VISA to offer a Business Credit Card that meet your needs. It’s easy to select the one that meets your needs and apply today.

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Online Business Check Orders

Working with an industry leader in check production, HarborOne provides business customers with the tools to make check writing simple and easy. Use the following link to place your next order of supplies, or check on the status of your current order.

Working with an industry leader in check production, HarborOne provides business customers with the tools to make check writing simple and easy. Use the following link to place your next order of supplies, or check on the status of your current order.

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Connect With Us

Corporate Office (No ATM or Branch available)
HarborOne Bank - Corporate Office
770 Oak St. Brockton, MA 02301

Email Customer Service Center
Call Customer Service Center (800) 244-7592
Chat with Customer Service

Find a Branch or ATM