Home Equity
Fixed Rate Loan Conversion

NEW Fixed Rate Loan Conversion Option

Fixed rate loan conversion allows you to convert a portion or all of the outstanding line balances into a fixed term loan.
This option is only available on new home equity line of credit applications received on or after 2/1/19.

Features:

• Fixed interest rate up to 15 years
• Minimum loan conversions amount of $5,000
• No fixed rate conversion fee
• No restriction on number of conversions (only available during 10 year draw period)
• Requires monthly automatic repayment from a HarborOne savings or checking account 
• **Continued access to revolving line as the need arises

^**As the loan is repaid, funds within the line of credit may become available for re-use

When you want to borrow a specific amount for a one-time need–whether you're looking to upgrade appliances, buy a car, or consolidate debt—then a bank loan may be your best solution. Our loans offer predictable monthly payments, competitive interest rates and a variety of payment options.

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