Home Equity Products

We believe life is an adventure and we want to be there to assist you every step of the way. Whether those steps lead you to create that dream kitchen or buy a new car, the equity you have built in your home can provide you with home equity lending options.

Home Equity Line of Credit Fixed Rate Loan Conversion

Home Equity Line of Credit*

NOW with a NEW Fixed Rate Loan Conversion Option

Featured APR Home Equity Line of Credit Long-term Variable APR*

Line Amount Rate APR
$350,000 - $1,500,000 Prime Rate - 0.76% 4.74%
(Featured Rate)

Home Equity Lines of Credit*

Line Amount Rate APR
$35,000 - $74,999 Prime Rate + 0.99% 6.49%
$75,000 - $149,999 Prime Rate - 0.01% 5.49%
$150,000-$349,999 Prime Rate - 0.51% 4.99%


Pay for virtually anything. Whether you’re dealing with unexpected expenses, renovating your home, or you’re ready to pay off your tuition, a credit line could be a good option. With a line of credit, you can access funds whenever you need them up to your available credit limit. Access as little or as much of your credit line as you need, and continue to use it as you repay. Flexible payment options put you in control.

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NEW Fixed Rate Loan Conversion Option

Fixed rate loan conversion allows you to convert a portion or all of the outstanding line balances into a fixed term loan.
This option is only available on new home equity line of credit applications received on or after 2/1/19.


  • Fixed interest rate up to 15 years
  • Minimum loan conversions amount of $5,000
  • No fixed rate conversion fee
  • No restriction on number of conversions (only available during 10 year draw period)
  • Requires monthly automatic repayment from a HarborOne savings or checking account 
  • **Continued access to revolving line as the need arises

**As the loan is repaid, funds within the line of credit may become available for re-use

New Fixed Rate Loan Conversion Option

Loan Amount Term APR Monthly Payment Per Thousand
$5,000 - $1,500,000 5 Years 5.65% $19.17 per Thousand
$5,000 - $1,500,000 10 Years 5.99% $11.10 per Thousand
$5,000 - $1,500,000 15 Years 6.25% $8.57 per Thousand

When you want to borrow a specific amount for a one-time need–whether you're looking to upgrade appliances, buy a car, or consolidate debt—then a bank loan may be your best solution. Our loans offer predictable monthly payments, competitive interest rates and a variety of payment options.

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770 Oak St. Brockton, MA 02301

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