Certificates of Deposit

Maximize your return with an insured CD.

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Certificates of Deposit

Maximize your return with a CD.

  • Terms between three months and five years
  • Competitive annual percentage yields
  • Interest compounded daily and credited to your account monthly
  • You may choose to have your interest paid directly to you or transferred to another account
  • Deposits insured by FDIC up to $250,000 per depositor, per FDIC insured bank, per ownership category. 
  • In order to open a HarborOne Bank, deposit account, you must have a valid mailing address (excludes PO Boxes)  in New England ( including Massachusetts, New Hampshire, Maine, Rhode Island, Connecticut, and Vermont).  If a customer already has a relationship with HarborOne Bank, we will open an account no matter the address (excludes PO Boxes).

Open a Certificate of Deposit Account Now

Savings Builder CD

  • Add as much as you want, as often as you want
  • Transfer money to this CD from other accounts
  • Set up direct deposit to this CD, to help you stay disciplined with your savings

Learn more about the Savings Builder CD Open a Savings Builder Certificate of Deposit Account Now

As with any Certificate of Deposit, penalties will be assessed for early withdrawal. Fees may reduce earnings.

Important Account Information & Disclosures

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Fee Schedule