Maximize your return with an insured CD.
  • Terms between three months and five years
  • Competitive annual percentage yields
  • Interest compounded daily and credited to your account monthly
  • You may choose to have your interest paid directly to you or transferred to another account
  • Deposits insured by FDIC up to $250,000 per individual accounts and $250,000 per account owner for joint accounts
  • SIF insures your savings that exceed the FDIC limit
  • In order to open a HarborOne Bank, deposit account, you must have a valid mailing address (excludes PO Boxes)  in New England ( including Massachusetts, New Hampshire, Maine, Rhode Island, Connecticut, and Vermont).  If a customer already has a relationship with HarborOne Bank, we will open an account no matter the address (excludes PO Boxes).

As with any Certificate of Deposit, penalties will be assessed for early withdrawal. Fees may reduce earnings.

Important Account Information & Disclosures

Fee Schedule