Savings Accounts


  1. A free 18/65 savings account with special benefits is available for individuals age 18 and under or 65 and older.
  2. Other institutions may impose a fee for use of their ATMs.
  3. Personal accounts only. Must accept eStatements.
  4. To be eligible, you must meet the eligibility requirements for the HarborOne Student “checkit” checking account and satisfactorily maintain that account. If the eligibility requirements for your Student “checkit” Checking Account are not met, your Student “checkit “Savings account may be converted to a HarborOne Statement Savings Account.
Transaction limitations: During any calendar month, transfers from any Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check or similar order to third parties are limited to six per month (transactions that post and clear). If you exceed the transfer limitations, your account may be converted to a non-interest bearing checking account or an E-Transaction account.

In order to open a HarborOne Bank, deposit account, you must have a valid mailing address (excludes PO Boxes)  in New England ( including Massachusetts, New Hampshire, Maine, Rhode Island, Connecticut, and Vermont).  If a customer already has a relationship with HarborOne Bank, we will open an account no matter the address (excludes PO Boxes).

Important Account Information & Disclosures

Fee Schedule