Savings Accounts

We make it easier to reach your savings goals.

Get Started Call 800-244-7592

Personal > Banking >

Remarkable Savings ⁷

Grow your savings faster with a 2.50% Annual Percentage Yield.

Offer available only for all new money to HarborOne Bank
Minimum of $5,000 is required to open
Minimum daily balance of $5,000.00 up to $249,999.99 will earn 2.50% APY. (View Rates)
Limited time offer, subject to change without notice

Open Now

CheckIt Savings⁴

This savings account delivers convenience and flexibility for young adults as they learn about personal financial management. This account is for 15- 21 year olds and enables them to establish a savings account to work in conjunction with the checkit checking account.

Minimum balance to open account - $5.00
Interest Bearing - Yes View Rates
Minimum Balance to obtain the Annual Percentage Yield (APY)- $25.00
Minimum average daily balance to waive monthly maintenance service charge - None
Monthly Maintenance Service Charge- None

Open Now

i-Savings^{3, 5 & 6}

A savings account for those who prefer electronic-based banking. Balances of $25,000 or greater earn a competitively high rate of interest. The account requires that you accept free eStatements.

Minimum balance to open account - $1,000.00
Interest Bearing - Yes View Rates
Minimum Balance to obtain the Annual Percentage Yield (APY)- $25,000.00
Minimum average daily balance to waive monthly maintenance service charge - $200 or combined average balance of $2,000.00
Monthly Maintenance Service Charge- $2

Open Now

Club Accounts

HarborOne offers the flexibility to save you money for those special occasions. Whether you’re focusing on the holidays or just planning for a special event, the HarborOne Club Account is right for you. We offer the ability to have your funds directly deposited into your HarborOne checking account at a designated future date. If it’s the Holiday Club your funds will be available in plenty of time for your holiday shopping.

Minimum balance to open account - $1.00
Interest Bearing - Yes View Rates
Minimum Balance to obtain the Annual Percentage Yield (APY)- $1.00
Minimum average daily balance to waive monthly maintenance service charge - None
Monthly Maintenance Service Charge- None

Open Now

Statement or Passbook Savings^5,6

You can choose either a paper statement or passbook. Minimum to open is just $5.00 and $25.00 is required to earn APY (Annual Percentage Yield). eStatements are also available.

Minimum balance to open account - $5.00
Interest Bearing - Yes View Rates
Minimum Balance to obtain the Annual Percentage Yield (APY)- $25.00
Minimum average daily balance to waive monthly maintenance service charge - $200 or combined average balance of $2,000.00
Monthly Maintenance Service Charge- $2

Open Now

Ranked #1 Bank in Massachusetts by Forbes

1. A free 18/65 savings account with special benefits is available for individuals age 18 and under or 65 and older.
3. Personal accounts only. Must accept eStatements.
4. To be eligible, you must meet the eligibility requirements for the HarborOne Student “checkit” checking account and satisfactorily maintain that account. If the eligibility requirements for your Student “checkit” Checking Account are not met, your Student “checkit “Savings account may be converted to a HarborOne Statement Savings Account. Click here to review Checkit Checking eligibility requirements.
5. Transaction limitations: During any calendar month, transfers from any Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check or similar order to third parties are limited to six per month (transactions that post and clear). If you exceed the transfer limitations, your account may be converted to a non-interest bearing checking account or an E-Transaction account.
6. Combined balances includes Checking accounts, Savings accounts, Money Market accounts and CDs
7. Remarkable Savings Account (RSA): Available only for all new-to-bank deposits to new RSA. APY is accurate and effective as of 5/1/19 and is guaranteed through 12/31/19. After 12/31/19 rates may change on your account without notice. A minimum of $5,000 is required to open. Minimum daily balance of $5,000.00 up to $249,999.99 will earn 2.50% APY. Daily balance of $4,999.99 and below will earn 1.70% APY. Daily balance of $250,000.00 or over will earn 0.00% APY on entire balance. Limited time offer, subject to change without notice.

In order to open a HarborOne Bank, deposit account, you must have a valid mailing address (excludes PO Boxes) in New England ( including Massachusetts, New Hampshire, Maine, Rhode Island, Connecticut, and Vermont). If a customer already has a relationship with HarborOne Bank, we will open an account no matter the address (excludes PO Boxes).

Important Account Information & Disclosures

Fee Schedule

Savings Accounts

Remarkable Savings 7

CheckIt Savings4

i-Savings3, 5 & 6

Club Accounts

Statement or Passbook Savings5,6

Connect With Us

Remarkable Savings ⁷

CheckIt Savings⁴

i-Savings^{3, 5 & 6}

Statement or Passbook Savings^5,6