Savings Accounts

CheckIt Savings

This saving account delivers convenience and flexibility for young adults as they learn about personal financial management. This account is for 15- 21 year olds and enables them to establish a savings account to work in conjunction with the checkit checking account.


Club Accounts

HarborOne offers the flexibility to save you money for those special occasions. Whether you’re focusing on the holidays or just planning for a special event, the HarborOne Club Account is right for you. We offer the ability to have your funds directly deposited into your HarborOne checking account at a designated future date. If it’s the Holiday Club your funds will be available in plenty of time for your holiday shopping.


i-Savings

A savings account for those who prefer electronic-based banking. Balances of $25,000 earn a competitively high rate of interest. The account requires that you accept free eStatements.


Statement or Passbook Savings

You can choose either a paper statement or passbook. Minimum to open is just $5.00 and $25.00 is required to earn APY (Annual Percentage Yield). eStatements are also available.


Savings Accounts

 

CheckIt Savings4 
Club Accounts 
i-Savings 3
Statement or Passbook Savings

Good for you if you value

Enables 15-21 year olds to establish a savings account to work in conjunction with the CheckIT checking account.

An account designed to set aside funds for a vacation or holiday spending.

A competitive interest rate for balances $25,000 and higher with access to account through online banking.

A low fee savings account and are looking to start saving.

Minimum balance to open account

$5.00

$1.00

$1000.00

$5.00

Interest Bearing 

Yes
View Rates

Yes
View Rates

Yes
View Rates

Yes
View Rates

Minimum balance to earn APY

$25.00

$1.00

$25,000

$25.00

Minimum average daily balance to waive Maintenance Service Charge

Free

Free

$200 or combined average daily balance of $2,000

$200 or combined average daily balance of $2,000

Monthly Maintenance Service Charge

Free

Free

$2.00

$2.00

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  1. A free 18/65 savings account with special benefits is available for individuals age 18 and under or 65 and older.
  2. Other institutions may impose a fee for use of their ATMs.
  3. Personal accounts only. Must accept eStatements.
  4. To be eligible, you must meet the eligibility requirements for the HarborOne Student “checkit” checking account and satisfactorily maintain that account. If the eligibility requirements for your Student “checkit” Checking Account are not met, your Student “checkit “Savings account may be converted to a HarborOne Statement Savings Account.

Transaction limitations: During any calendar month, transfers from any savings  account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check or similar order to third parties are limited to six per month (transactions that post and clear). If you exceed the transfer limitations, your account will be subject to being converted to a non-interest bearing checking account or account closure.

In order to open a HarborOne Bank, deposit account, you must have a valid mailing address (excludes PO Boxes)  in New England ( including Massachusetts, New Hampshire, Maine, Rhode Island, Connecticut, and Vermont).  If a customer already has a relationship with HarborOne Bank, we will open an account no matter the address (excludes PO Boxes).

Important Account Information & Disclosures

Fee Schedule