Fee Schedule
Effective July 14, 2021. Fees subject to change.
Checking
Checking Accounts
| Advantage Gold | $20.00 monthly maintenance service charge if combined average daily balance falls below $15,000.00* |
| CheckIT Checking | no monthly maintenance service charges |
| Free Plus Checking | no monthly maintenance service charges |
| I-Checking | $2.00 monthly maintenance service charge if average daily balance falls below $200.00 |
*Combined balances includes Checking accounts, Savings accounts, Money Market accounts and CD's.
Savings
Savings Accounts
| Remarkable Savings | $2.00 monthly maintenance service charge if average daily balance falls below $5,000.00 |
| Statement | $2.00 monthly maintenance service charge if average daily balance falls below $200.00 (fee waived if combined average daily balance in all deposit accounts is $2,000.00 or more*) |
*Combined balances includes Checking accounts, Savings accounts, Money Market accounts and CD's.
Money Market
Money Market Accounts
| i-Money Market | $2.00 monthly maintenance service charge if average daily balance falls below $200.00 |
ATM
ATM Fees
| ATM-Transactions at our ATMs | Free |
| ATM-Transactions/Inquiries at Non-HarborOne ATMs1,2 | $1.25 each |
Other
Other Service Charges and Fees
| Check Orders | Per Schedule |
| Check Photocopy | $2.00 |
| Dormant Account Fee (Per Month) | $2.00 |
| Escheatment Fee | $100.00 |
| Foreign Check Collection (plus any correspondent bank fees) | $35.00 |
| Garnishment Fee | $100.00 |
| Money Orders1 | $4.00 each |
| Official Checks1 | $8.00 each |
| Online Banking & Bill Payment | Free |
| Overdraft Transfer Fee | $10.00 |
| Paper Statement Fee1 | $3.00 |
| Retirement Plan Transfer Fee | $25.00 |
| Research Fee (Per Hour)/1 Hour Minimum | $25.00 |
| Returned Deposited Item Fee | $7.00 |
| Returned Statement Fee | $5.00 |
| Safe Deposit Box Rental | Varies based on the box size |
| Safe Deposit Box-Late Payment Fee | $10.00 |
| Safe Deposit Box-Lost Safe Box Key | $20.00 |
| Safe Deposit Box Drilling Fee | $150.00-$250.00 |
| Signature Guarantee (per document) | $5.00 |
| Statement Copy | $5.00 |
| Stop Payments | $35.00 |
| Temporary Checks (9 checks) | $3.00 |
| Trust Review | $150.00 |
| VISA International Service Assessment | 2% US Dollar Amount |
| VISA Replacement Debit Card | $10.00 |
| VISA Rush Replacement Debit Card Fee | $30.00 |
Overdraft
Overdraft Charges: Insufficient Funds and Uncollected Funds
| Insufficient Funds Charge-Paid3,4 | $35.00 |
| Insufficient Funds Charge-Returned3,4 | $35.00 |
| Uncollected Funds Charge-Paid3,4 | $35.00 |
| Uncollected Funds Charge-Returned3,4 | $35.00 |
Safe Deposit Boxes
Safe Deposit Boxes
| 3x5 | $55.00/year |
| 5x5 | $75.00/year |
| 3x10 | $95.00/year |
| 5x10 | $125.00/year |
| 7x10 | $145.00/year |
| 10x10 | $200.00/year |
| Late Payment Fee | $10.00 |
| Lost Safe Box Key | $20.00 |
| Safe Box Drilling Fee | $150.00-$250.00 |
Wire Transfers
Wire Transfers
| Domestic Incoming Wire Transfer Fee | $15.00 |
| Domestic Outgoing Wire Transfer Fee | $25.00 |
| International Incoming Wire Transfer Fee | $40.00 |
| International Outgoing Wire Transfer Fee | $40.00 |
- Fee Waived for Advantage Gold checking
- Fee Waived for the first 8 ATM withdrawals on the CheckIT checking account
- Special rules apply if account owner is 18 years old or younger or 65 years old or older, ask for details
- For each debit transactions more than $5.00 and a maximum of 5 charges per day