HarborOne U

Enriching Lives Through Education

Strong communities are built one individual at a time. As a leading financial institution and member of your community, HarborOne Bank knows that knowledge is the key that drives success.

That’s why we established HarborOne U®; one of the country’s first centers devoted to personal financial education and small business assistance.

We offer a wide range of classes, webinars and events tailored to help people and business owners better understand and manage their finances and their futures.

HarborOne is a pioneer in offering educational opportunities to local residents and businesses. In 2022, HarborOne U lunched the Financial Education Center, a personalized digital platform that helps individuals gain skills and build confidence in their financial choices. HarborOne U® has helped place thousands of people on the path to a brighter future through the educational opportunities made available there.

Success for Small Business

HarborOne is focused on helping small businesses grow and prosper, and our programs are geared specifically to meet their needs, including:

1. Planning for a Healthy Business
2. Personal Credit & Banking Services
3. Marketing Your Business
4. Record Keeping & Financial Management
5. Cash Flow and Business Plans

Success for Small Business (SSB) is a program developed to assist existing and start-up small business owners and provide guidance on how to operate a small business successfully. The classes listed above are currently offered in a pre-recorded webinar format, as well as offered in multiple languages. The following materials will be helpful as you follow along with the recordings:

• SSB Informational Flyer
• SSB Workbook
• Excel Worksheets
• Business Plan template

HarborOne U also offers a variety of Social Media Marketing classes. Having an on-line presence is vital to the success of a business. Learn how using the internet to connect and engage with your customers will help you grow your business.

View Our Pre-recorded Classes

Affiliate Partners

HarborOne Bank has partnered with the following affiliates to offer graduates of their small business accelerator training program the opportunity to apply for HarborOne’s $5,000 SSB loan program without also having to complete HarborOne’s SSB education curriculum.

See full details and eligibility.

• Center for Women & Enterprise (CWE)
• EforAll South Coast
• RISBDC
• Social Enterprise Greenhouse (SEG)
• EforAll Roxbury
• Innovation Studio RI
• NeighborWorks Building A Better Business

To apply for the SSB loan or line of credit, email us at info@harboroneu.com and provide a copy of your business course certificate or letter of completion from the affiliate partner.  A HarborOne Bank business development associate will then be in touch to walk you through the application process.

Small Business Pitch Contest

HarborOne recognizes the important contributions of small business owners and entrepreneurs in our community. In 2016, in an effort to foster economic growth in the communities we serve, HarborOne designed the small business pitch contest to give area entrepreneurs a chance to present their business plans and ideas in a constructive, fun and friendly forum – and potentially win money to help them establish or expand their business.

There is an online application. A selection committee screens all online entries and selects a group of applicants to “pitch” their idea at the event. Those selected applicants have five minutes to present a business plan and growth strategy to a panel of business experts. Participants are judged on presentation, marketing/sales strategy and financials.

Learn More

Personal Enrichment & Life Stage

Understanding that growth and personal development go beyond financial and business education, we offer a variety of other programs to help people navigate through life’s many hurdles including, but not limited to:

• First Time Home Buyer
• College Planning
• Retirement and Estate Planning
• Social Security and Medicare Benefits

Financial Education Programs

HarborOne U now delivers financial education virtually through the Zoom platform.

Youth

We believe that you’re never too young to learn how to plan for your financial future. The most critical work we do is teaching youth financial literacy in our local communities. Our programs will soon be available “on demand” virtually for teachers, day-care centers, libraries, and community centers to educate our youth and help shape good money habits for life.

• Piggy Bankers (stories & activities): for youth ages 3-6
• Saving Makes Cents: for youth ages 7-11
• Savvy Shopper: for youth ages 12-15
• Goal Setting, Saving & Credit: for youth ages 13-19
• Budgeting/Balancing Act: for youth ages 15-19
• Millionaire Mindset for Young Adults: for ages 18-21

To learn more about our youth financial education programs, please email us at info@HarborOneU.com.

To request financial education, please complete the form below.

Request Financial Education

Adult

Adult financial education is also available in multiple languages. 

• Setting financial Goals
• Creating and maintaining a budget
• Improving your credit yourself

Upcoming Classes

Pre-recordings

Following the workshops, one-on-one coaching is available to those looking to develop a plan to achieve personal financial goals, improve a credit score or increase savings. Classes are available via webinar or pre-recording.

Request Financial Coaching

Additional Financial Education Resources

There are also online resources available through the FDIC for teachers, parents and individuals looking to gain a better understanding of saving, budgeting, borrowing, setting goals and bank accounts.

• FDIC Teacher Online Resource Center - https://www.fdic.gov/consumers/education/torc/index.html
• FDIC Money Smart computer based learning. Simply register and gain free access to self-paced modules for adults and young adults. - https://moneysmartcbi.fdic.gov/
• FDIC Money Smart for Young People. Curriculum for grades K-2, 3-5, 6-8 and 9-12. - https://www.fdic.gov/consumers/consumer/moneysmart/young.html
• FDIC Money Smart Youth Instructor Guide and Student Activity Coloring Book - https://catalog.fdic.gov/store/youth
• FDIC GetBanked - Learn How to Open an Account at an FDIC-Insured Bank https://www.fdic.gov/getbanked/

For more information on our financial education programs, call us at 508-895-1300 or email us at info@Harboroneu.com.

Locations