Auto Loans

Effective July 1, 2018 **
Rates subject to change**

Rates

New And Used
Maximum Term
Standard Annual Percentage Rate
Cost Per Thousand

2018-2019

63 months

4.89%

$18.03

2018-2019

66 months

4.99%

$17.36

2018-2019

72 months

5.19%

$16.19

2018-2019

*75 months

5.49%

$15.78

2015-2017 63 months 4.94% $18.05
2015-2017 66 months 5.04% $17.38
2015-2017 72 months 5.24% $16.22
2015-2017 *75 months 5.54% $15.81

2012-2014

60 months

5.49%

$19.10

2010-2011

60 months

6.19%

$19.42

2008-2009

48 months

6.39%

$23.66

2008-2009

60 months

7.14%

$19.87

2007 and Older

48 months

8.64%

$24.71

  • Maximum LTV New = 100% of MSRP
  • Maximum LTV Used = 100% NADA Retail
  • Vehicles with over 125,000 miles EXCLUDED from programs.
  • *Minimum $15,000 amount financed on 75-month term
  • Cost per Thousand is based on the maximum term available
  • The Annual Percentage Rate (APR) quoted is based on highest credit tier. Your actual APR will be determined based on the model year, the number of months financed (term) and your credit score. Subject to credit approval. 0.25% discount available for automatic payment from HarborOne checking or savings account.