Auto Loans

Effective January 1, 2016 **
Rates subject to change**
 

Rates

New And Used
Maximum Term
Standard Annual Percentage Rate
Cost Per Thousand
Advantage Gold CheckingPreAuth Annual Percentage Rate
Cost Per Thousand

2017-2016

63 months

3.69%

$17.49

3.44%

$17.38

2017-2016

66 months

3.79%

$16.81

3.54%

$16.70

2017-2016

72 months

3.99%

$15.64

3.74%

$15.53

2017-2016

*75 months

4.29%

$15.23

4.04%

$15.11

2015 63 months 3.74% $17.51 3.49% $17.40
2015 66 months 3.84% $16.84 3.59% $16.72
2015 72 months 4.04% $15.67 3.79% $15.55
2015 *75 months 4.34% $15.25 4.09% $15.14

2014

63 months

3.74%

$17.51

3.49%

$17.40

2014

66 months

3.84%

$16.84

3.59%

$16.72

2014

72 months

4.04%

$15.67

3.79%

$15.55

2014

*75 months

4.34%

$15.25

4.09%

$15.14

2013

63 months

3.84%

$17.56

3.59%

$17.44

2013

66 months

3.94%

$16.88

3.69%

$16.77

2013

72 months

4.14%

$15.71

3.89%

$15.60

2013

*75 months

4.44%

$15.30

4.19%

$15.18

2012

60 months

3.94%

$18.39

3.69%

$18.28

2011

60 months

4.04%

$18.44

3.79%

$18.33

2010

60 months

4.34%

$18.57

4.09%

$18.46

2009

60 months

4.74%

$18.76

4.49%

$18.64

2008-2007

48 months

4.94%

$23.01

4.69%

$22.89

2008-2007

60 months

5.94%

$19.31

5.69%

$19.19

2006 and Older

48 months

7.44%

$24.15

7.19%

$24.04

  • Maximum LTV New = 100% of MSRP
  • Maximum LTV Used = 100% NADA Retail
  • Vehicles with over 125,000 miles EXCLUDED from programs.
  • *Minimum $15,000 amount financed on 75-month term
  • Cost per Thousand is based on the maximum term available
  • The Annual Percentage Rate (APR) quoted is the lowest rate available. Your actual APR will be determined based on the model year, the number of months financed (term) and your credit score. Subject to credit approval.