Personal Loans

Whether you are looking to consolidate debt or paying for an unexpected expense, we have a Personal Loan that will help you achieve your goals.

Effective December 21, 2015 **
Rates subject to change**

Personal Loans
Product Type
Maximum Term
 
 
Maximum Amount
Standard Annual Percentage Rate
Cost Per Thousand
Advantage Gold Checking PreAuth Annual Percentage Rate
Cost Per Thousand

Personal Loan

60 months  

$25,000.00

8.24%

$20.39

7.99%

$20.27

Debt Consolidation

60 months  

$25,000.00

7.24%

$19.92

6.99%

$19.80

Citizenship Loan

12 months  

$680.00

9.99%

$87.91

9.74%

$87.79

  • Cost per Thousand is based on the maximum term available
  • Rates are Annual Percentage Rates (APR) and are subject to change without notice. Rates may vary depending on credit score. Other rates and terms available. Subject to credit approval.

Boat Loans
New And Used
Maximum Term
Standard Annual Percentage Rate
Cost Per Thousand
Advantage Gold Checking PreAuth Annual Percentage Rate
Cost Per Thousand

New Boat Loans

180 months

6.24%

$8.57

5.99%

$8.44

Used Boat Loans

120 months

7.24%

$11.74

6.99%

$11.61

  • Maximum LTV New Boats = 80% of MSRP
  • Maximum LTV Used Boats =80% of NADA Retail Value
  • Cost per Thousand is based on the maximum term available
  • The Annual Percentage Rate (APR) quoted is the lowest rate available. Your actual APR will be determined based on the model year, the number of months financed (term) and your credit score. Subject to credit approval.

Recreation Vehicles
Type
Maximum Term
Standard Annual Percentage Rate
Cost Per Thousand
Advantage Gold Checking PreAuth Annual Percentage Rate
Cost Per Thousand

New Motor Homes and Campers

180 months

6.24%

$8.57

5.99%

$8.44

Used Motor Homes and Campers

120 months

7.24%

$11.74

6.99%

$11.61

New Motorcycles

60 months

4.99%

$18.87

4.74%

$18.76

Used Motorcycles

48 months

5.99%

$23.48

5.74%

$23.37

New Ski Mobiles and all others

60 months

8.24%

$20.39

7.99%

$20.27

Used Ski Mobiles and all others

48 months

9.24%

$25.00

8.99%

$24.88

  • Maximum LTV on all NEW RV’s – 80% of MSRP
  • Maximum LTV on all USED RV’s – 80% of NADA Retail Value
  • Full Fire, Theft and Collision insurance required on motorcycle, motor homes and camper loans
  • Cost per Thousand is based on the maximum term available
  • The Annual Percentage Rate (APR) quoted is the lowest rate available. Your actual APR will be determined based on the model year, the number of months financed (term) and your credit score. Subject to credit approval.

Monthly Collateral Loans
Maximum Amount
Maximum Term
Standard Annual Percentage Rate
Cost Per Thousand

$150,000

120 months

7.50%

$11.87

  • Maximum Advance = 90% of savings or CD account balance
  • Term of loan cannot exceed maturity date of account
  • Cost per Thousand is based on the maximum term available

Revolving Credit
Maximum Amount

Standard Annual Percentage Rate

Cost Per Thousand

$25,000 * (Overdraft Protection)

15.75%

N/A

  • Annual fee * = $20.00
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