Deposit Rates & Annual Percentage Yields

Effective August 14, 2025

Savings Account Rates

Savings Account Rates

BusinessOne Savings

Only for money new to HarborOne Bank for business customers who have a HarborOne business checking account.

BalanceMinimum Opening DepositMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)*
$0.00 - $2,499.99$100.00$0.010.00%0.00%
$2,500.00 - $9,999.99$100.00$2,500.000.02%0.02%
$10,000.00 - $24,999.99$100.00$10,000.000.05%0.05%
$25,000.00 - $49,999.99$100.00$25,000.001.74%1.75%
$50,000.00 - $99,999.99$100.00$50,000.002.75%2.79%
$100,000.00 - $249,999.99$100.00$100,000.002.75%2.79%
$250,000.00 or more$100.00$250,000.002.75%2.79%


Business Advantage Savings

BalanceMinimum Opening DepositMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)*
$0.00 - $2,499.99$100.00$0.010.02%0.02%
$2,500.00 - $9,999.99$100.00$2,500.000.02%0.02%
$10,000.00 - $24,999.99$100.00$10,000.000.05%0.05%
$25,000.00 - $49,999.99$100.00$25,000.000.10%0.10%
$50,000.00 - $99,999.99$100.00$50,000.000.10%0.10%
$100,000.00 - $249,999.99$100.00$100,000.000.15%0.15%
$250,000.00 or more$100.00$250,000.000.15%0.15%
Business Money Market

Business Money Market

BalanceMinimum Opening DepositMinimum Balance to Earn APYInterest RateAnnual Percentage Yield (APY)*
$0.00 - $9,999.99$100.00$0.000.00%0.00%
$10,000.00 - $49,999.99$100.00$10,000.000.05%0.05%
$50,000.00 - $99,999.99$100.00$50,000.000.10%0.10%
$100,000.00 or more$100.00$100,000.000.10%0.10%
Commercial Checking

Commercial Checking

BalanceMinimum Opening Deposit
Earnings Credit$100.00

*Rates and APYs are subject to change without notice. All variable rate accounts may change after your account is opened.