Deposit Solutions

HarborOne offers business checking accounts that fits your banking needs.

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As of May 11, 2018, FinCEN’s new Beneficial Ownership Rule requires financial institutions to identify and verify the identity of the beneficial owners of all legal entity customers. For more information, read our Q&A. You can also download the new form here that will be required when opening a new business account or applying for a business loan.

Business Advantage Savings

A convenient savings account for small businesses looking for a better return on their deposits.

  • Monthly Maintenance Service Charge - $3.00
  • Minimum balance to open account - $100.00
  • Minimum daily balance to waive Monthly Maintenance Service Charge - $1,000 
  • View Rates 
  • Please ask us about our additional services including: Deposit Account Solutions, Business Financing Solutions, Cash Flow Solutions, Online, Mobile and Phone Access

BusinessOne Savings Account

Enjoy big savings for your business with a 3.25% Annual Percentage Yield (APY) on balances of $50,000 and up.

  • Guaranteed through June 30, 2023.*
  • Minimum balance to open account - $100.00
  • Your deposits are insured by FDIC.
  • Ask us about Financing, Cash Flow solutions and all your business needs.
  • View Rates

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Business Value Checking

Value Checking is designed to help you run your small business efficiently. This account is designed to suit the needs of most small businesses. You'll get 150 free transactions per month with no minimum balance requirement or monthly service fee.

  • Monthly Maintenance Service Charge - Free
  • Minimum balance to open account - $100.00
  • Minimum daily balance to waive Monthly Maintenance Service Charge - N/A
  • Online Banking - Free
  • Overdraft Protection - N/A

Business Advantage Checking

For businesses with higher transaction volumes and higher average balances, HarborOne offers Advantage Checking. With a combined balance of your business accounts of only $15,000 or more, the $20.00 monthly service charge is waived. Protect your daily balances with Overdraft Protection Privilege.

  • Monthly Maintenance Service Charge - $20.00
  • Minimum balance to open account - $100.00
  • Minimum average daily balance to waive Monthly Maintenance Service Charge - $15,000 Combined Balanced1
  • Online Banking - Free
  • Overdraft Protection - Yes

Business Visa Check Card

Available with customizable limits.

Special Accounts Available

Including Tenant/Landlord escrow accounts, zero balance operating accounts, and sweep accounts. Ask us about any special needs you have.

  • Minimum balance to open account - $100.00

1. Combined balances includes Checking accounts, Savings accounts, Money Market accounts and CDs

*Annual Percentage Yield, (APY) of 3.25% on balances of $50,000 and up is guaranteed through June 30, 2023 only for money new to HarborOne Bank for business customers who have a HarborOne business checking account. Rate and APY subject to change without notice after guarantee period. Minimum balance to open account $100. Maintain a minimum balance of $1,000 to waive the $3 monthly service fee.