All rates and Annual Percentage Yields (APYs) are subject to change without notice. Limited Time Offers. All variable rate accounts may change after your account is opened. Fees may reduce earnings. Personal Accounts only.
*For Certificate of Deposit (CD): 2.50% APY is accurate and effective as of 9/8/22 for all new-to-bank deposits for customers who have, or who open a HarborOne Checking account. Open with minimum of $1,000 for regular CD, or $500 minimum for IRA. Minimum balance to earn APY is $0.01. There may be a substantial penalty for early withdrawals from Certificates of Deposit. Federal and State penalties may also apply for early withdrawal on IRAs. The APY assumes that interest is left to compound to maturity. At maturity if a comparable term is not offered, the CD will be converted to a term of 12-months, at the interest rate and APY in effect for CDs on renewal date not subject to a special rate.
1For the checking account requirement to open a 18 month CD, a representative checking account example is below with APY’s accurate and effective as of 9/8/22:
Checking: iChecking with a minimum balance of $0.01-$19,999.99 will earn an APY of 0.02%; $20,000 or more will earn 0.02%-.01%; if eligibility requirements are not met, the entire balance will earn an APY of 0.01%. To maintain an iChecking account you must meet the following eligibility requirements each calendar month: Receive your account statement electronically AND at least one direct deposit must post to your account OR at least ten debit card point of sale transactions must post and clear to your account. iChecking requires a minimum of $10 to open the account. You must maintain a minimum average daily balance of $200.00 to avoid a $2 monthly maintenance service charge.
**Remarkable Savings (RSA): Available only for all new-to-bank deposits. APY is accurate and effective as of 9/8/22. Minimum opening deposit is $5,000. Minimum daily balance of $100,000 to $2,999,999.99 will earn 1.75% APY. Minimum daily balance of $0 to $4,999.99 will earn 0.02%. Daily balance of $5,000.00 up to $24,999.99 will earn 0.10% APY. Daily balance of $25,000.00 up to $99,999.99 will earn 1.50% APY. Daily balance of $3,000,000.00 and over will earn 0.00% APY on entire balance.