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HarborOne Bank Announces Building Brockton Mortgage Program

(Brockton, MA) – March 3, 2021 – HarborOne Bank has launched the “Building Brockton” program to support individuals from historically disadvantaged populations in the City of Brockton.

“We want more families to stay in Brockton and be invested in Brockton – and our Building Brockton program will help them to do that,” said James Blake, CEO of HarborOne Bank. “The American Dream of owning a home, watching that investment grow, and leaving it to your children should be attainable for all of us. That’s the aim of Building Brockton.”

HarborOne’s Building Brockton mortgage program will provide home buyers purchasing in Brockton a 25-basis point discount on their mortgage rate on owner-occupied one, two, and three-family units, while also reducing the credit score necessary to borrow – making it easier for individuals to be in a position to buy a home. HarborOne will commit up to $20 million in residential home sales through this program.

At the same time, HarborOne has also partnered with the MassHousing Workforce Advantage loan program allowing eligible buyers a $2,500 credit toward closing costs as part of the homebuying purchase.

Many individuals and families looking to buy a home have good credit and sufficient income, but they lack the upfront funds to cover closing costs and the down payment. This public-private partnership program is available to first-time home buyers for purchases of one or two-family homes in the City of Brockton and provides an opportunity for up to $25,000 in down payment assistance in the form of a no-interest loan that is paid back when the property is sold or refinanced in the future.

“These programs are aimed directly at helping Brockton residents, and Brockton. The best way to grow and improve our community is for residents to be invested in that community, and the best community investment is a home,” said Blake.


About HarborOne Bank
HarborOne Bank, headquartered in Massachusetts, has $4.43 billion in assets. It serves the financial needs of consumers, businesses, and municipalities throughout Massachusetts and Rhode Island through a network of 26 full-service branches, one limited service branch, and commercial loan offices in Providence and Boston. HarborOne has been included in Forbes’ Best in State Banks list for three consecutive years and Globe’s Best Places to Work in 10 of the last 11 years.

The Bank also provides a range of educational services through “HarborOne U,” with classes on small business, financial literacy and personal enrichment delivered virtually and at two campuses adjacent to our Brockton and Mansfield locations as well as at community partner locations throughout Rhode Island. HarborOne Mortgage, LLC, a subsidiary of HarborOne Bank, is a full-service mortgage lender with more than 30 offices in Massachusetts, Rhode Island, New Hampshire, Maine, New Jersey, Florida and is also licensed to lend in four additional states. NMLS ID: 2561. Licensed by the New Jersey Department of Banking and Insurance. Rhode Island Licensed Lender. Equal Housing Opportunity.

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