*Offer valid as of June 1, 2024 to residents of MA, NH, and RI. The referring customer must have an existing HarborOne Bank personal checking account in good standing. By participating in this program, each party may be aware that the other is a HarborOne customer. For the referring customer to qualify to receive the $50 referral bonus, the newly referred personal checking customer must meet all offer criteria as outlined below: (1) Open any HarborOne Bank personal checking account. (2) Not have any existing or prior personal checking accounts with HarborOne Bank within the prior 180 days. (3) Maintain at least a $500 average monthly balance in your new checking account for 2 consecutive months, starting after 30 days of account opening. You will have the first 30 days to bring the average balance to $500. (4) Make 10 transactions within the first 60 days in their new personal checking account. Transactions include deposits, ATM Deposits or withdrawals, debit card purchases, checks, ACH Transaction, over the counter deposits and withdrawals. (5) Provide the referring customers full name upon account opening (and phone number if opened online). Once the offer criteria are met, the bonus will be credited into the referring customer’s HarborOne checking account no later than 120 days from the referred friend’s account opening date. Accounts must remain open, active, and in good standing in order to receive the bonus. If the checking account is closed by the referred customer or HarborOne Bank within 6 months after account opening, HarborOne Bank reserves the right to deduct the bonus amount from that account at closing. HarborOne Bank may issue you an IRS Form 1099-MISC, or other appropriate forms reporting the value of the Bonus. Offer may be withdrawn at any time and is subject to change. Referring HarborOne customers may refer unlimited friends. One bonus will be paid per qualifying new customer relationship, not for each account opened.