Loan Decisions delivered at the speed of your business.

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What is BusinessOne?

BusinessOne delivers loan decisions, for active HarborOne business customers, within 48 hours*
on business term loans and lines of credit from $10,000 to $100,000.

Rates starting at Prime + 3.00%

We help your business by providing:

Term Loans for:

  • Permanent Working Capital
  • Inventory
  • Equipment & Vehicle Purchases
  • Debt Consolidation
  • Business Expansion

Lines of Credit for:

  • Short Term Working Capital
  • Payroll

Why choose a BusinessOne loan 
instead of a traditional loan:

If your business needs capital immediately, this loan process
can get you approved and funded within 48 hours.

Many customers that have used BusinessOne obtained the
funds the same day of application.

Eligibility for BusinessOne loans:

  • Applicant must be an active HarborOne business customer
  • Must be in business at least 2 years
  • Some industries may be restricted from BusinessOne loans. Please contact your local Branch Manager for more information.

Checklist of items needed to complete an application online:

  • Valid Driver’s License
  • Business Established Date
  • Business Financial Questions
    • Gross Sales from your most recently filed tax return
    • Taxable Income/Loss from your most recently filed tax return (for requests > $50k)
    • Total Interest Expense from your most recently filed tax return (for requests > $50k)
    • Total Monthly Debt Payments, not being refinanced with the requested loan (for requests > $50k)
  • Personal Financial Questions
    • Liquid Assets, not including Retirement Accounts
    • Real Estate Assets
    • Other Assets
    • Personal Liabilities

Ready to get started?

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*Guarantee pending all required documentation requested by the bank is provided.