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Loan Decisions delivered at the speed of your business.

Apply Now for a BusinessOne loan

What is BusinessOne?

BusinessOne delivers loan decisions, for active HarborOne business customers, within 48 hours* on business term loans and lines of credit from $10,000 to $100,000.

  • Rates starting at Prime + 3.00%

*Guarantee pending all required documentation requested by the bank is provided.


We help your business by providing:

Term Loans for:

  • Permanent Working Capital
  • Inventory
  • Equipment & Vehicle Purchases
  • Debt Consolidation
  • Business Expansion

Lines of Credit for:

  • Short Term Working Capital
  • Payroll

Why choose a BusinessOne loan instead of a traditional loan:

  • If your business needs capital immediately, this loan process can get you approved and funded within 48 hours.
  • Many customers that have used BusinessOne obtained the funds the same day of application.

Eligibility for BusinessOne loans:

  • Applicant must be an active HarborOne business customer
  • Must be in business at least 2 years
  • Some industries may be restricted from BusinessOne loans. Please contact your local Branch Manager for more information.

Checklist of items needed to complete an application online:

  • Valid Driver’s License
  • Business Established Date
  • Business Financial Questions
    • Gross Sales from your most recently filed tax return
    • Taxable Income/Loss from your most recently filed tax return (for requests > $50k)
    • Total Interest Expense from your most recently filed tax return (for requests > $50k)
    • Total Monthly Debt Payments, not being refinanced with the requested loan (for requests > $50k)
  • Personal Financial Questions
    • Liquid Assets, not including Retirement Accounts
    • Real Estate Assets
    • Other Assets
    • Personal Liabilities

How to apply for a BusinessOne Loan

Get started today at BusinessOne.

/Small Business/Loans/BusinessONE

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Corporate Office (No ATM or Branch available)
HarborOne Bank - Corporate Office
770 Oak St. Brockton, MA 02301

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