Introducing

What is BusinessOne?

BusinessOne delivers loan decisions, for active HarborOne business customers, within 48 hours* on business term loans and lines of credit from $10,000 to $100,000.

• Rates starting at  Prime + 3.00%

We help your business by providing:

Term Loans for:

• Permanent Working Capital
• Inventory
• Equipment & Vehicle Purchases
• Debt Consolidation
• Business Expansion

Lines of Credit for:

• Short Term Working Capital
• Payroll

Why choose a BusinessOne loan instead of a traditional loan:

• If your business needs capital immediately, this loan process can get you approved and funded within 48 hours.
• Many customers that have used BusinessOne obtained the funds the same day of application.

Eligibility for BusinessOne loans:

• Applicant must be an active HarborOne business customer
• Must be in business at least 2 years
• Some industries may be restricted from BusinessOne loans. Please contact your local Branch Manager for more information.

Checklist of items needed to complete an application online:

• Valid Driver’s License
• Business Established Date
• Business Financial Questions
  • Gross Sales from your most recently filed tax return
  • Taxable Income/Loss from your most recently filed tax return (for requests > $50k)
  • Total Interest Expense from your most recently filed tax return (for requests > $50k)
  • Total Monthly Debt Payments, not being refinanced with the requested loan (for requests > $50k)
• Personal Financial Questions
  • Liquid Assets, not including Retirement Accounts
  • Real Estate Assets
  • Other Assets
  • Personal Liabilities

How to apply for a BusinessOne Loan

Get started today at BusinessOne.