Business Loans & Financing

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Your business is unique, and so are your financing needs.  

That's why we offer a range of lending products tailored to suit the diverse requirements of business owners like you.  
So whether you're looking to invest in new equipment, manage cash flow, or expand operations, we've got you covered.

Choosing the right loan

We understand the loan selection process can be overwhelming, 
but we're here to help you find the best solution for your business. 

Use our loan selector tool below to quickly match your needs to a 
recommended product.

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Need capital now?

If your business needs capital immediately, BusinessOne delivers loan decisions  within 48 hours* on term loans and lines of credit from $10,000 to $100,000. Many customers that have used BusinessOne obtained the funds the same day of application. Rates starting at Prime +2.00%.

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Apply now  Learn more about BusinessOne Loans

Other Business Financing Solutions at a Glance

Business Line of Credit

Lines of credit are ideal for sudden expenses, cash flow needs and short-term purchases, such as discounts from bulk ordering.


  • Flexible financing up to $500,000
  • Interest only payments
  • Competitive interest rates
  • SBA Preferred Lender
  • Use and reuse as often as you like

Learn more about Business Lines of Credit

Business Term Loans

Purchase new equipment or vehicles, cover operating expenses, maintain inventory or pay vendors without the surprise of a variable interest rate.


  • Financing up to $750,000
  • Competitive fixed interest rates with terms up to 7 years
  • SBA preferred lender
  • Fleet vehicle financing

Learn more about Business Term Loans

Commercial Real Estate Financing

Finance the acquisition of commercial real estate whether it be an office building or a mixed-use property or the construction of a new building. 


  • Financing up to $3,000,000
  • Fixed rate terms up to 10 years
  • Amortizations up to 25 years
  • Local decision making
  • SBA preferred lender

Learn more about Commercial Real Estate Lending

Small Business Association (SBA) Lending

SBA loans are government-backed loans. The government guarantees repayment of a portion of the loan, which caps interest rates and limits the fees, all designed to help you grow and expand.


  • Financing up to $5 million
  • Longer repayment terms than traditional financing
  • Allows for more flexible timelines
  • Lower down payments, making upfront costs more affordable
  • Fixed rates
  • Full amortizations available

Learn more about SBA Lending

Success for Small Business (SSB) Loan Program

For business owners who successfully complete HarborOne U’s Success for Small Business program. Loans may be provided to start-up businesses. 


  • Term Loan amount $5,000
  • Competitive interest rates
  • Fixed interest rate with 5 year term
  • Loans may be provided to start-up businesses
  • SSB or approved partner certification required

Learn more about our SSB Loan Program

Calculate your payments

Estimate your monthly payment so you can budget and plan your cash flow.

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Explore business resources

Get the support you need to start, recover, grow or exit your business.

Learn more about Our Available Small Business Resources

Have questions?

We're here to help you reach your business goals. Contact our team to get started.

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Ready to get started?

Ready to apply? Our small business team is here to assist you. Call us at 800-244-7592 or complete our form to get started.


*Guarantee pending all required documentation requested by the bank is provided.