You open the account.
We’ll deliver the $300 bonus.*

“Offer available only to residents of MA, NH, and RI. Offer subject to change at any time.

Criteria for New Customers: New customer to the Bank; Existing customer that did not have a checking account; Existing customer that is not the tax owner on any existing checking account; Considered new if the customer has not had a checking account in prior 12 months; If multiple accounts are opened with the same signer, only one account will be eligible for the incentive.

To earn the $300 Checking bonus: 1) Primary tax owner must register for the bonus within 60 days of account opening at harborone.com/register; 2) Open and fund any new eligible HarborOne Personal Checking Account; 3) Receive direct deposits totaling at least $2,500 to this account within 60 days of account opening. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits such as social security from your Employer or the Government. Direct Deposits that do not qualify include: deposits to your account made by an individual using online banking or internet payment providers, Person to Person and bank transfers between your existing HarborOne Bank accounts or accounts you have at other financial institutions or brokerages.

Bonus Conditions: Account must remain open, active, in good standing, and in the same product type through the 60 day period from account opening to earn the bonus for noted offers above. Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 80 days from account opening.

The Annual Percentage Yields (APYs) are accurate and effective as of 4/10/2023 for the following representative example below:

Checking: iChecking with a minimum balance of $0.01-$19,999.99 will earn an APY of 0.02%; $20,000 or more will earn 0.02%-0.01%; if eligibility requirements are not met, the entire balance will earn an APY of 0.01%. To maintain the iChecking account you must meet the following eligibility requirements each calendar month: Receive your account statement electronically AND at least one direct deposit must post to your account OR at least ten debit card point of sale transactions must post and clear to your account. iChecking requires a minimum of $10 to open the account. You must maintain a minimum average daily balance of $200.00 to avoid a $2 monthly maintenance service charge.

Interest rates are variable and may change after the account is opened. Additionally, fees may reduce earnings on the account. Bonus offers do not apply to those customers who have been paid a promotional premium in the past 24 months. Bonuses are considered interest and will be reported on IRS Form 1099-INT. Offer is subject to change or cancellation without notice. HarborOne Bank employees are not eligible.

Effective 4/10/2023