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Depositors Insurance Fund

Understanding the Change In Deposit Insurance from the Share Insurance Fund to the Depositors Insurance Fund.


Effective March 17, 2020, The Co-operative Central Bank and its Share Insurance Fund (SIF) were merged into the Depositors Insurance Fund (DIF). HarborOne Bank, as a former member of the SIF, will now be a member of the DIF. This merger does not change the amount of deposit insurance coverage available to you at HarborOne. All deposits will continue to be insured in full. Each depositor is insured to at least $250,000 by the FDIC. Effective March 17, 2020, all deposits above the FDIC limit will now be insured by the DIF. This merger will benefit depositors by creating a deposit insurance fund with greater resources to protect deposits in member banks. For more information on this merger and the DIF, please visit the DIF’s website at www.difxs.com or call the DIF at 781-938-1984.


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HarborOne Bank - Corporate Office
770 Oak St. Brockton, MA 02301

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